OpenAI adds agent-run shopping wallet for US Pro users
OpenAI launched ChatGPT Wallet on Friday, letting its Dots AI agents choose items and complete purchases for users. Access starts with a limited group of US ChatGPT Pro subscribers aged 18 and over who hold eligible US-issued Visa, Mastercard, American Express or Chase cards. Users review the item, total and card, then approve each purchase with Face ID or a fingerprint scan. Card numbers are swapped for a payment token, so merchants and the agent do not see them. OpenAI says it takes no commission on these transactions. DoorDash and Uber have reported low numbers of orders placed by AI agents so far.
Key facts
- OpenAI plans to let users set spending limits, categories or time windows for delegated purchases.
- The wallet is built with American Express, Mastercard and Visa, letting cardholders keep rewards and protections.
- OpenAI notes some retailers may block AI agents, citing Amazon's earlier block of Meta's Muse agents.
- Meta's Muse app has more than 10 million users, with AI-assisted shopping a top activity on it.
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Why it matters
Shows how AI agents may begin handling payments, with card data shielded by tokens and purchases gated by biometric approval.
What changed
First published from CNBC, CNA, TechCrunch, Asharq Al-Awsat and Engadget